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Loan for the purchase of an apartment
Make your dreams of your own apartment come true today!
This type of loan is intended for people who want to purchase an apartment on the secondary or primary market in Wrocław.
A loan for the purchase of an apartment has a low interest rate and a long repayment period. Due to its purpose (i.e. housing purposes), it is the cheapest loan product.
PURPOSE OF THE LOAN
purchase of an apartment on the secondary market,
purchase of an apartment from a developer,
finishing or renovation of the apartment,
purchase of an apartment by tender,
refinancing the purchase of an apartment for cash,
real estate broker cost,
costs related to the transaction, including, among others: tax, notary and court costs (actually incurred or in accordance with the client's declaration),
cost of finishing works,
the cost of the appraisal made by a property appraiser.
refinancing of a home loan
If the loan is intended for the purchase of a flat under construction from a developer, it will be paid according to the schedule in the developer agreement. We can increase the loan by the cost of finishing the apartment.
If we bought flats for cash, we can recover the money by applying for a housing loan. We have a maximum of 12 months from the date of purchase.
If we are already repaying a housing loan, we can apply for its refinancing at a new bank. It is taking a new loan to pay off the current one. We do this to have cheaper credit. However, on the occasion of such a transaction, we can increase the amount and allocate money for any purpose.
Loan amount
Up to 90% of the purchase price
Extra money
For renovation or finishing
Repayment period
Even for 35 years
Sources of income
Acceptable
Contract of employment
Replacement employment contract
Management contract
Appointment
Contract of mandate
Contract for specific work. Rent. Rent. Retirement
Pension. Pre-retirement allowance
Economic activity
Dividends
Scholarship
Farm
Departments of special agricultural production
Pursuit of the profession of a seafarer
Income from the provision of pastoral service
Unacceptable
Unemployment benefit
Care, educational, rehabilitation and sickness allowance
A pension for a period shorter than the loan period
Profits from the sale of shares
Agreement for a trial period
Contract for the duration of the work
Income per role in the case of leased land
Income from activities carried out abroad
Child care benefit 500+
Employment when the applicant is on notice or on parental leave
Income from the company in which the applicant acts as a limited partner
Future income
Other benefits that are not of a permanent nature
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